Movement Inside 35 Days
Many clients notice movement inside 35 days as questionable credit report items are reviewed and disputed through a structured process.
Credit Repair • Dispute Support • Funding-Readiness
Stuck With Bad Credit? We'll Fix It And Raise Your Score In 35 Days OR LESS!
Every month you wait is another month of higher rates and denied applications. Let's fix the file, not just the symptoms.
Normally:
$1,000+
Today: $100 Flat
Bank-Level Secure Checkout
4,000+ Clients Served
35-Day Fast-Track Disputes
Results vary and are never guaranteed. CapitalReady Credit Group does not guarantee removals, score increases, approvals, funding amounts, interest rates, timelines, or that credit will be fixed or increased in 35 days or less.
The 35-Day Credit Turnaround
35
Day Fast-Track
Credit Repair Action Plan
Review questionable negative items on your credit report.
Dispute information that may be inaccurate, incomplete, outdated, or unverifiable.
Rebuild with better habits, utilization guidance, and profile direction.
Why CapitalReady?
Momentum You Can See. A Plan You Can Follow.
CapitalReady is built for people who are tired of guessing, waiting, and getting denied. Start with a clear credit repair process and a roadmap for what comes after.
$100M+ Negative Debt Reviewed
Our team has helped clients address large amounts of negative debt reporting through dispute support and credit file review.
4,000+ Credit Profiles Served
Thousands of clients have trusted the process for credit education, report review, dispute support, and profile guidance.
Funding Roadmap After Graduation
Get direction for future goals like mortgages, auto loans, business credit lines, and stronger funding-readiness planning.
Real Client Stories
Don’t take it from us. Check the community for client stories, real progress, and examples of what the process can look like.
IMPORTANT NOTICE: Results vary. No specific outcomes are guaranteed. CapitalReady Credit Group does not guarantee removals, score increases, approvals, funding amounts, interest rates, or timelines. You have the right to cancel within 3 days.
Ready To Get Credit Ready? Start With The $100 Plan.
Begin with a structured credit repair process built to help you review the file, address questionable items, and prepare for stronger opportunities.
The CapitalReady Circle
Real Client Wins Inside The Circle.
Real client wins, first look at new offers, and monthly member raffles — all inside our private community.
Active Wins Being Shared Daily
Member Raffles
New Offer Previews
Join The Circle On Facebook
Private community access for CapitalReady members and supporters.
Inside The CapitalReady Circle
Private Community
Client Wins
See shared progress, client stories, and community updates from people moving through the process.
Monthly Raffles
Stay connected for member raffles, special drops, and exclusive community opportunities.
New Offer Previews
Get first look access when CapitalReady releases new offers, resources, or member updates.
Community-first support
Results vary and no specific outcomes are guaranteed.
Client Proof
See The Receipts Real Client Files.
We’re not asking you to take our word for it, here’s what actually happened on real client files.
30 Days
Real client movement shared during the process.
77 Points
One documented jump shown directly in the screenshot.
Couples
Clear onboarding, tools, and fast team communication.
Proof Screenshot 01
30 Days In
30 Days In, Already Moving
One client’s scores climbed within her first 30 days, with a collection account resolved along the way.
Proof Screenshot 02
Couples Journey
The Couples Journey
A client walked through what it was like starting the couples package: simple onboarding, clear tools, and a team that answered fast.
Proof Screenshot 03
77 Point Movement
77 Points In Under 30 Days
One of the fastest documented jumps we’ve seen, the screenshot tells the story better than we can.
Results shown are from individual clients and are not guaranteed. Credit outcomes vary based on each client’s credit history, documentation, creditor responses, bureau investigations, credit behavior, and other factors. CapitalReady Credit Group does not guarantee removals, score increases, approvals, funding amounts, interest rates, or timelines.
Ready To Start? Claim The $100 Credit Plan.
Start with the entry credit repair plan and begin reviewing what may be holding your file back.
What We Take On
Nothing On Your Report Is Off Limits.
Every dispute we file follows federal consumer protection law, category by category. No shortcuts, no guessing, just a structured review process for information that may be inaccurate, incomplete, outdated, or unverifiable.
Collections
Review collection entries that may need verification, documentation, balance checks, or accuracy review.
Charge-Offs
Review charged-off accounts for reporting accuracy, balances, dates, status, and verification concerns.
Repossessions
Review repossession reporting details, deficiency balances, dates, and whether the information appears properly verified.
Child Support Judgments
Review judgment-related reporting for accuracy, documentation, status, dates, and possible reporting inconsistencies.
Student Loans
Review student loan reporting for payment history, balances, status, dates, and possible reporting concerns.
Timeshares
Review timeshare-related accounts for accuracy, verification, collection reporting, balances, and account status.
Medical Bills
Review medical debt reporting that may be outdated, incomplete, inaccurate, improperly reported, or unverifiable.
Bankruptcies
Review bankruptcy-related reporting for accuracy, dates, status, included accounts, and possible reporting inconsistencies.
Public Records
Review public record information for outdated details, incomplete records, or questionable report accuracy.
Hard Inquiries
Review hard inquiries that may need authorization checks, permissible purpose review, or further verification.
Judgments
Review judgment reporting for documentation, dates, status, accuracy, and possible dispute opportunities.
Foreclosures
Review foreclosure-related reporting for dates, balances, account status, and possible reporting inconsistencies.
CapitalReady Credit Group does not guarantee removals, score increases, approvals, funding amounts, interest rates, or timelines. Accurate and verifiable information may remain on a credit report. Every credit profile is different, and outcomes depend on each client’s credit history, documentation, creditor responses, bureau investigations, and credit behavior.
How It Works
Your Path To A Cleaner Credit File.
Start by choosing the track that fits your goals, then complete a simple onboarding process so your file can move into review.
Pick Your Track
Capital Restore, Capital Builder, or Capital Leverage. Tell us where you're starting and we'll meet you there.
Choose the right starting point
1
2
Onboard In Minutes
Your instructions land in your inbox the moment you enroll. Three quick steps and you're in motion.
Fast instructions after enrollment
We File And Fight
Our team opens disputes on your negative items and pushes them through a structured process, round after round.
Dispute support, round by round
3
4
Watch The Movement
Check your secure portal for updates every 35 days. Some clients see their first shift in as little as 2 weeks.
Secure portal updates
Ready To Get Started
Choose Your Plan And Begin Today.
Select the Capital package that fits your starting point and complete the onboarding steps immediately after enrollment.
- Choose from Capital Restore, Builder, or Leverage.
- Complete your secure onboarding after enrollment.
- Receive clear next steps from the CapitalReady team.
Results vary and are never guaranteed. CapitalReady Credit Group does not guarantee removals, score increases, approvals, funding amounts, interest rates, or timelines. Some clients may notice movement earlier, but timing depends on each client’s credit file, documentation, creditor responses, bureau investigations, and credit behavior.
How It Works
Your Path To A Cleaner Credit File.
Start by choosing the track that fits your goals, then complete a simple onboarding process so your file can move into review.
1
Pick Your Track
Capital Restore, Capital Builder, or Capital Leverage. Tell us where you're starting and we'll meet you there.
Choose the right starting point
2
Onboard In Minutes
Your instructions land in your inbox the moment you enroll. Three quick steps and you're in motion.
Fast instructions after enrollment
3
We File And Fight
Our team opens disputes on your negative items and pushes them through a structured process, round after round.
Dispute support, round by round
4
Watch The Movement
Check your secure portal for updates every 35 days. Some clients see their first shift in as little as 2 weeks.
Secure portal updates
Ready To Get Started
Choose Your Plan And Begin Today.
Select the Capital package that fits your starting point and complete the onboarding steps immediately after enrollment.
- Choose from Capital Restore, Builder, or Leverage.
- Complete your secure onboarding after enrollment.
- Receive clear next steps from the CapitalReady team.
Optional Success Call
Book A 15-Minute Success Call.
Have questions before choosing your package? Reserve a 15-minute success call with our team to get clarity on your current credit goals and the best next step.
Choose a date and time that works for you
Book My $25 Success Call
15-Minute Call
Results vary and are never guaranteed. CapitalReady Credit Group does not guarantee removals, score increases, approvals, funding amounts, interest rates, or timelines. Some clients may notice movement earlier, but timing depends on each client’s credit file, documentation, creditor responses, bureau investigations, and credit behavior.
Meet The Founder
Meet Imani "Chedda" Lawrence.
The face behind CapitalReady Credit Group and the education-first support built to help clients understand their credit profile with clarity.
Imani "Chedda" Lawrence
Founder • Credit Education • Profile Guidance
Credit Guidance Built With Real Direction.
Imani "Chedda" Lawrence built CapitalReady Credit Group to give clients a clearer path through credit education, report review support, and profile-building guidance.
The focus is not confusion, hype, or empty promises. The focus is helping clients understand what is on their credit profile, what may need to be reviewed, and what steps can support stronger financial decisions over time.
Every client profile is different, so the process is built around structure, communication, and education-first support.
Focus
Consumer rights and credit education.
Support
Guidance for profile-building decisions.
Process
Clear steps from onboarding to review.
Direction
Funding-readiness preparation without guarantees.
“The goal is to help you understand your credit profile, move with structure, and prepare for stronger financial opportunities.”
Results vary and are never guaranteed. CapitalReady Credit Group does not guarantee removals, score increases, approvals, funding amounts, interest rates, or timelines.
Choose Your Plan
Pick The Support That Fits Your Goals.
Choose the level of support that matches where you are now and the credit profile goals you are working toward.
Tier 01
Credit Restoration Support
Built for clients who want support reviewing questionable credit report information and starting with a structured process.
$100
Starting plan for credit report review support.
- Credit report review support.
- Dispute support for information that may be inaccurate, incomplete, outdated, or unverifiable.
- Basic guidance around profile organization.
- Onboarding steps to prepare your file for review.
- Progress tracking through the process.
Popular
Tier 02
Credit Profile Builder
Built for clients who want dispute support plus credit-building guidance around the areas that shape a stronger profile.
$375
Expanded support for review and profile-building guidance.
- Everything included in Credit Restoration Support.
- Education around utilization and payment history.
- Guidance around account mix and profile structure.
- Credit-building habits and profile-readiness direction.
- More structured support for next-step decisions.
Tier 03
CapitalReady Program
Built for clients who want profile guidance with added business credit education and funding-readiness preparation.
$525
Advanced guidance for credit and funding-readiness planning.
- Everything included in Credit Profile Builder.
- Business credit education and preparation guidance.
- Funding-readiness planning for future opportunities.
- Support understanding what lenders may review.
- Profile direction without guaranteed approvals or funding amounts.
Results vary and are never guaranteed. CapitalReady Credit Group does not guarantee removals, score increases, approvals, funding amounts, interest rates, or timelines. Accurate and verifiable information may remain on a credit report.
Questions & Answers
Common Questions Before You Start.
Clear answers to help you understand the process, expectations, and what CapitalReady Credit Group can support.
Timelines vary based on your credit file, documentation, and how quickly bureaus and furnishers respond. We don't guarantee a fixed number of days.
We help review and dispute items that may be inaccurate, incomplete, outdated, or unverifiable, including medical bills, collections, late payments, charge-offs, student loans, repossessions, inquiries, evictions, and bankruptcies. Accurate, verifiable information may remain on your report.
Score improvement depends on several factors, including payment history, utilization, account mix, and dispute outcomes. We'll walk through your specific profile and what may help during your review.
We use SmartCredit because it includes all 3 bureau reports: Experian, Equifax, and TransUnion. We don't charge a monthly fee for the service itself, but SmartCredit charges its own monthly fee to provide a refreshed report each month. Staying current on that subscription is what allows us to check for updates and prepare your next round of disputes.
Once we have everything we need, disputes are typically prepared and sent to the 3 credit bureaus within 2 business days. The program includes 6 rounds of disputes. Many clients complete the program within roughly 1-4 months, though this varies by case and isn't guaranteed.
Book a credit review, call our team, or send a message, and someone will follow up within 24 hours.
Yes, through our CapitalReady Program we help with business credit education and funding-readiness planning. Approval, rates, and terms are determined by lenders, not guaranteed by us.
Consultations are optional and not required. If you'd like one before enrolling, you can book it here:
CapitalReady Calendly link.
Ready To Start With Clear Direction?
Choose your plan and start with the track that fits your current credit profile.
Results vary and are never guaranteed. CapitalReady Credit Group does not guarantee removals, score increases, approvals, funding amounts, interest rates, or timelines.
Start With A Clear Next Step
Ready To Build Credit Confidence?
Choose the plan that fits your current credit profile and start with a clearer next step.
Credit Education
Dispute Support
Funding-Readiness
Results vary and are never guaranteed. CapitalReady Credit Group does not guarantee removals, score increases, approvals, funding amounts, interest rates, or timelines.